• Business Banker at Stanbic IBTC Bank

    work Stanbic IBTC Bank
    Date Posted: 2019-09-10

    Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. We are recruiting to fill the position of a Business Banker in Lagos.

    Job Purpose

    • To provide a basic, branch-based business banking sales and service facility to a portfolio of small business customers requiring uncomplicated and standardized financial product solutions

    Key Responsibilities/Accountabilities

    • Explain, promote and sell a range of appropriate Stanbic IBTC product offerings and solutions that meet the financial needs of small business customers.
    • Selling includes acquiring and opening new business accounts (walk-in customers)
    • Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).
    • Identifying sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking (Business Online); Card; etc. Mining existing customer data to identify expansion and/or additional business opportunities.
    • Identifying opportunities to migrate top-end customers.
    • Performing a liaison role between customers and back-office service fulfillment and credit functions.
    • Educating clients regarding the parameters and routine procedures governing standard SME product and service offerings to ensure the correct customer behavior and product usage.
    • Adhering to record keeping requirements as outlined by CBN and the Nigeria Financial Intelligence Unit (NFIU)

    Preferred Qualification and Experience
    Educatiional Qualification:

    • Minimum of a 2.2 B.Sc Degree from an accredited University

    Work Experience:

    • Minimum of 2 years relevant experience in Banking preferably in relationship/transactional banking.
    • Business Assistant experience to the Business Manager is ideal.
    • This experience provides an understanding of how to interact with and sell to personal banking customers, as well as how the principles of scored lending are applied in practice.
    • Experience in Credit origination.
    • Previous experience running a small business.

    Knowledge/Technical Skills/Expertise

    Technical Competencies:

    • Business and Financial Advisory
    • Knowledge of Asset Management Products
    • Credit Analysis
    • E-Channel management

    How to Apply

    Interested and qualified candidates should click here to apply

    work Stanbic IBTC Bank

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