Centre For Research In Enterprise and Action In Management (CREM) is hiring a Credit Officer in Lagos and Ogun

REF: CO/LA for Lagos & CO/OG for Ogun

Job Profile

• Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios.
• To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• The credit officer will help our clients acquire loans in a timely manner, while ensuring compliance with the law.

Job Responsibilities

• Sourcing and registration of clients
• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Calculate financial ratios (e.g. credit scores and interest rates)
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans.
• Managing of PAR.

Requirements / Knowledge

• Hands-on experience with lending procedures and products
• Good Knowledge of debt and recovery management
• Good knowledge of Credit administration.
• Interpersonal Skills
• Good Understanding of banks business operations in microfinance.
• Bachelor's Degree qualification.
• 0 - 1 year Experience.

Method of Application
Interested and qualified candidate should send their CV on or before 24th February, 2021, Please indicate your position of interest with the relevant number.