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Credit Underwriter at Renmoney
Renmoney, a fintech company, is hiring a Credit Underwriter in Lagos.
We Are the Place for You, If
- You’re excited about technology and the future, and you’re looking for a place to learn and grow.
- You care a lot about detail and pride yourself in impeccable execution.
- You can collect and analyze lots of data and feed in just the right amount of intuition to make sound decisions.
- You are ready to work extremely hard, at a fast pace, to achieve audacious goals.
- You love to speak up, ask questions and are comfortable challenging anyone or any idea.
The Position
- The Credit Risk Analyst is saddled with the responsibility of evaluating financial information and risks prior to granting loans to businesses or individuals.
- You will assess information provided by potential borrowers, such as their financial liabilities, credit history, employment and income, to calculate the risks of extending credit to loan applicants.
Responsibilities
- First payment default - Underwriter must ensure proper scrutiny of documents and a minimal likelihood of First payment default
- Fraud detection - Ensure all applications approved should be fraud free
- Minimizing approval error - Loans should be approved with less than 0.01% error. All loans approved should approve accurately and error free
- Numbers of transactions processed - Amount of transactions processed should not fall short of requirement
- Transaction processing turnover ensure all approved loans should not exceed the stipulated required time (maximum of 15minutes per file).
Requirements
Required:- University Degree or equivalent standard with a high numeric content: Statistics, Econometrics, Business Administration / Economics, Mathematics, Finance, etc.
- 2+ years practical experience
Preferred:
- Experience with hands-on customer relationship management
- Practical knowledge in credit risk working for a banking or non-banking financial institution
- Experience with Customer experience services.
This Job is Perfect for You if You
- Enjoy adding structure and developing approaches to ambiguous problems
- Are a self-starter, take initiative, work collaboratively, and can self-manage in ambiguity
- Have excellent verbal and written communication skills
- Are excel and numbers-savvy and very detail oriented
You will Not Enjoy this Job if You:
- Work best in structured, hierarchical settings
- Require clear, pre-set deliverables and constant direction
- Are used to working in/with a large team.
What’s in it For You
- You’ll receive competitive compensation and work with amazing people.
- You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.
How to Apply
Interested and qualified candidates should apply
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