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SME Officer at Baobab Microfinance Bank - Abuja & Kaduna
Baobab, a microfinance bank, is hiring SME Officers in Abuja & Kaduna.
Position scope
- SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio
- Duties and Responsibilities
- Prospect new clients and assists them for loan application.
- To analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
- Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.
- Prepares and execute loan contracts and arrange for disbursement of loan in kind.
- Have good knowledge about guidelines of regulatory body and able to prepare loan reports for internal and external use.
- Monitors the loan and follows up of the timely repayment.
- Maintains contact and maintain good relationship with client.
- Ensure full compliance with all in-place Baobab policies & procedures and with audit recommendations.
Requirements
- Good understanding of business processes.
- Ability to communicate and to maintain good relations with the client.
- Good presentation skills and excellent courteous attitude; social concern.
- Ability to work in confidentiality; ability to work in the field.
Skills and Specifications
- At least 1-2 years prior experience in credit department in commercial banks or any financial sector.
- Bachelor degree in Banking & Finance or Accounting
- Organizational and time management skills.
- Ability to work effectively in a team environment.
- Negotiation and internal relationship building.
- Sound written and verbal English communication skills.
- Advanced computer skills (MS Word, Excel, PowerPoint).
- Analysis and reporting skills.
- Proficient typing skills.
- Problem solving and decision making.
- Applicants must reside within the region they are applying for.
How to Apply
Interested and qualified candidates should send their CV to: Fmaidugu@baobab.bz , hrnigeria@baobab.bz , Ngrecruiment@baobab.bz using the Job Title as subject of the email.
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