• SME Officer at Baobab Microfinance Bank - Abuja & Kaduna

    work Baobab Microfinance Bank
    placeAbuja & Kaduna
    Date Posted: 2019-09-23

    Baobab, a microfinance bank, is hiring SME Officers in Abuja & Kaduna.

    Position scope

    • SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio
    • Duties and Responsibilities
    • Prospect new clients and assists them for loan application.
    • To analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
    • Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.
    • Prepares and execute loan contracts and arrange for disbursement of loan in kind.
    • Have good knowledge about guidelines of regulatory body and able to prepare loan reports for internal and external use.
    • Monitors the loan and follows up of the timely repayment.
    • Maintains contact and maintain good relationship with client.
    • Ensure full compliance with all in-place Baobab policies & procedures and with audit recommendations.

    Requirements

    • Good understanding of business processes.
    • Ability to communicate and to maintain good relations with the client.
    • Good presentation skills and excellent courteous attitude; social concern.
    • Ability to work in confidentiality; ability to work in the field.

    Skills and Specifications

    • At least 1-2 years prior experience in credit department in commercial banks or any financial sector.
    • Bachelor degree in Banking & Finance or Accounting
    • Organizational and time management skills.
    • Ability to work effectively in a team environment.
    • Negotiation and internal relationship building.
    • Sound written and verbal English communication skills.
    • Advanced computer skills (MS Word, Excel, PowerPoint).
    • Analysis and reporting skills.
    • Proficient typing skills.
    • Problem solving and decision making.
    • Applicants must reside within the region they are applying for.

    How to Apply

    Interested and qualified candidates should send their CV to: Fmaidugu@baobab.bz , hrnigeria@baobab.bz , Ngrecruiment@baobab.bz using the Job Title as subject of the email.


    work Baobab Microfinance Bank

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