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Trainee Loan Officer at AB Microfinance Bank - Anambra & Abia
work AB Microfinance Bank NigeriaplaceAnambra (Onitsha, Nnewi) & Abia (Aba)Date Posted: 2020-12-29AB Microfinance Bank - We are recruiting to fill the position of Trainee Loan Officer in Anambra (Onitsha, Nnewi) & Abia (Aba)
REF CODE: TLO/C/JAN/2021
Main Tasks and Responsibilities
- Creating and Managing owned Loan portfolio
- Conducting direct promotion and/or other marketing activities on regular basis
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
- Arranging the disbursement in collaboration with Back Office and client
- Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs
- Ensuring high quality standards of the bank’s credit portfolio
- Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.
Profile
- Minimum educational qualification of B.Sc. / HND
- Basic knowledge of Financial mathematics & Accounting
- Basic computer skills and mobile Application
- Detailed and target oriented
- Good team spirit
- Self-motivated and industrious individuals who like to work outdoor
- Excellent analytical skills
- Ability to disburse small and medium sized loans to MICRO BUSINESSES.
How to Apply
Interested and qualified candidates should apply on or before 8th January, 2021.
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